EmployWellUSA™ logo

EmployWellUSA™ — Find the Right Section 125 Fit

EmployWellUSA™ helps businesses find the right Section 125 strategy and tax-savings fit. We work with multiple Section 125 providers and custom-fit options for businesses of all sizes — one size does not fit all.

What we do

  • Match the right provider — multiple Section 125 / 105 providers compared so the plan fits your business, not the other way around.
  • Lower payroll tax — IRS-compliant pre-tax salary reductions reduce employer FICA and increase employee take-home pay.
  • Free wellness benefits — generated savings fund comprehensive wellness benefits at zero out-of-pocket cost to employer or employee.
  • Compliance-first — Section 125 cafeteria plan and Section 105 reimbursement structure, fully IRS-aligned.

How it works (4 steps)

  1. Employees voluntarily redirect part of wages into a pre-tax §125 salary reduction.
  2. Funds reimburse eligible §213(d) medical expenses under a §105 plan, once substantiated.
  3. Both employer and employee reduce FICA tax liability — higher take-home pay and payroll-tax savings.
  4. Generated savings fund the wellness benefits — zero out-of-pocket cost.

Read more

Contact: admin@employwellusa.com · Ferndale, CA 95536, USA